Insure more than one motorcycle under the same Allstate policy.
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Allstate has over 600 insurance agents who ride. Because they share your passion for riding, they can help you pick the coverage options that are right for you. Before you talk to one, here's a quick run down of the motorcycle coverage Allstate offers and why you may need it.
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If you're at fault in an accident and cause damage to others, Liability Coverage typically provides protection for damages that you are legally obligated to pay, within policy limits.
If you're at fault in a covered accident and you have a passenger on your motorcycle, you may be liable for their injuries. Passenger Liability Coverage helps protect you if a passenger suffers bodily injuries, within policy limits.
If you're injured in an accident, could you afford to pay the medical expenses? Medical Payments Coverage provides payment for reasonable and necessary medical treatment for you or another insured person after a covered accident, within policy limits.
Typically provides coverage for an insured person for certain reasonable and necessary expenses. Some examples of typical expenses include: medical and hospital expenses, income continuation, loss of services, funeral expenses, and child care expenses for bodily injury caused by a covered accident, regardless of who was at fault. It’s only available in certain states.
Typically helps protect you for covered damage caused by drivers who don’t have insurance or don’t carry enough insurance. Uninsured Motorist Property Damage Uninsured Motorist for Property Damage coverage (if applicable in your state) will typically pay for covered damage to your insured cycle caused by an uninsured motorist.
Your motorcycle is a valuable asset that you want to help protect, maintain and repair if damaged. Collision Coverage helps pay to repair or replace your insured motorcycle after a covered accident, within policy limits.
Accidents happen—and they are not always a result of collisions with other vehicles. Comprehensive Coverage helps pay for covered damages to your insured motorcycle resulting from a loss other than a collision, within policy limits. Covered damages include: flood, wind, theft or vandalism and many other non-collision losses.

Covers aftermarket items like crash bars, custom seats, sissy bars, windshields and more. With every Allstate Motorcycle policy, $1,000 worth of coverage is included when you purchase Comprehensive Coverage. You can also purchase up to an additional $30,000 of coverage to help protect optional equipment you've added to your bike.
your bike is stolen or totaled, you're not at a total loss. Gap coverage pays the difference between your motorcycle and the amount remaining on your loan or lease. You must have Comprehensive and Collision Coverages in order to purchase Gap Coverage.
your bike breaks down or you're in an accident, don't worry about the cost of getting it home or to the shop. Towing and Labor Costs Coverage will typically reimburse you (up to the applicable limit) on all Harley-Davidson, Touring and Touring Sport motorcycles. It's also available for all other bikes at an additional cost.
you purchase this coverage and your motorcycle is damaged or stolen, we'll help cover the cost of renting an automobile.
Accidents happen. That's why we provide all of our loyal customers with First Accident Waiver. An accident will be considered for waiver if:
Allstate can help protect your ride with lower rates. Our discounts can save you up to 40% off your insurance premium when you buy motorcycle insurance. Talk to your agent about some of these...
Insure more than one motorcycle under the same Allstate policy.
Earn up to 10 percent if you have a homeowners, condominium and/or auto policy with Allstate.
Earn up to 10 percent if you currently have motorcycle insurance with a carrier other than Allstate.
Earn up to 10 percent if you're a member of an eligible motorcycle organization. Your Allstate Agent can provide a list of organizations that are eligible for a cycle club discount.
Earn up to a 5 percent bike safety discount if you voluntarily attended and passed a motorcycle safe driving program within the past 36 months: msf-usa.org
Earn up to 5 percent if you haven't had any chargeable accidents and no more than one minor violation in the past 60 months.
Even if you've been riding for years, it's good to review these motorcycle safety tips. It hurts a lot less to be reminded here than out there on the road.
You can always get more information on motorcycle riding safety tips, state laws and course information at http://msf-usa.org
Allstate has over 600 agents who ride. Because they share your passion for riding, they can help you pick the coverage options that are right for you. Before you talk to one, here's a quick run down of the coverage Allstate offers and why you need it.
![]()
If you're at fault in an accident and cause damage to others, Liability Coverage typically provides protection for damages that you are legally obligated to pay, within policy limits.
If you're at fault in a covered accident and you have a passenger on your motorcycle, you may be liable for their injuries. Passenger Liability Coverage helps protect you if a passenger suffers bodily injuries, within policy limits.
If you're injured in an accident, could you afford to pay the medical expenses? Medical Payments Coverage provides payment for reasonable and necessary medical treatment for you or another insured person after a covered accident, within policy limits.
Typically provides coverage for an insured person for certain reasonable and necessary expenses. Some examples of typical expenses include: medical and hospital expenses, income continuation, loss of services, funeral expenses, and child care expenses for bodily injury caused by a covered accident, regardless of who was at fault. It’s only available in certain states.
Typically helps protect you for covered damage caused by drivers who don’t have insurance or don’t carry enough insurance. Uninsured Motorist Property Damage Uninsured Motorist for Property Damage coverage (if applicable in your state) will typically pay for covered damage to your insured cycle caused by an uninsured motorist.
Your motorcycle is a valuable asset that you want to help protect, maintain and repair if damaged. Collision Coverage helps pay to repair or replace your insured motorcycle after a covered accident, within policy limits.
Accidents happen—and they are not always a result of collisions with other vehicles. Comprehensive Coverage helps pay for covered damages to your insured motorcycle resulting from a loss other than a collision, within policy limits. Covered damages include: flood, wind, theft or vandalism and many other non-collision losses.
![]()
Covers aftermarket items like crash bars, custom seats, sissy bars, windshields and more. With every Allstate Motorcycle policy, $1,000 worth of coverage is included when you purchase Comprehensive Coverage. You can also purchase up to an additional $30,000 of coverage to help protect optional equipment you've added to your bike.
If your bike is stolen or totaled, you're not at a total loss. Gap coverage pays the difference between your motorcycle and the amount remaining on your loan or lease. You must have Comprehensive and Collision Coverages in order to purchase Gap Coverage.
If your bike breaks down or you're in an accident, don't worry about the cost of getting it home or to the shop. Towing and Labor Costs Coverage will typically reimburse you (up to the applicable limit) on all Harley-Davidson, Touring and Touring Sport motorcycles. It's also available for all other bikes at an additional cost.
If you purchase this coverage and your motorcycle is damaged or stolen, we'll help cover the cost of renting an automobile.
Accidents happen. That's why we provide First Accident Forgiveness as part of our motorcycle policy offering. An accident will be considered for waiver if: